How do 'Credit Inquiries' affect your credit score?
As real estate agents, we counsel our clients to talk to 2-3 mortgage lenders before making a decision on how to finance their home purchase. Lenders offer various loan products, have different fees, and their mortgage rates may vary as well. You ...
Posted by The Kearns Team on April 1, 2021 in Finance
Will Increasing Mortgage Rates Impact Home Prices?
We are in the midst of a very active real estate market in Denver, and many people are talking about home prices in relation to mortgage rates. While mortgage rates have been relatively staple, some believe if there is a rapid rise of mortgage ...
Posted by The Kearns Team on March 16, 2021 in Buying a Home
9 Tips to Help You Control Your Spending
Let’s be honest: Spending money can sometimes be too easy for our own good. In today's world we have multiple subscriptions to streaming services, music providers, magazines (yes, some people still read the printed word), and more! While each ...
Posted by The Kearns Team on March 8, 2021 in Finance
Is Getting a Home Mortgage Still Too Difficult?
Potential homebuyers are always cautioned to be aware of mortgage lending standards and the difficulty they might face when trying to obtain a mortgage. Credit availability is expanding, making it easier to get a mortgage now than it was a year ago....
Posted by The Kearns Team on March 1, 2021 in Buying a Home